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Rent deposit: bank deposit or guarantee?
Work out your rent deposit and compare a bank deposit with WEB Caution’s deposit-free guarantee.
CHF 4’770.–
rent deposit amount
Deposit in a bank account
CHF 4’770.–
held in a deposit account in the tenant’s name until the end of the lease
WEB Caution deposit-free guarantee
CHF 49.–
2026 premium, then CHF 220.– a year from 2027
Premium calculated by WEB Caution, including administration fees and stamp duty.
How is it calculated?
For residential lets, the deposit may not exceed three months’ rent (Art. 257e CO). It is paid into a bank account in the tenant’s name, or replaced by a guarantee from a specialist company: you do not tie up money, but pay a premium every year.
Indicative, non-binding results. For personal advice, contact us or ask Georges.
Frequently asked questions
Is a deposit-free guarantee always accepted?
The landlord must accept it: check with the agency before signing up.
When is the deposit returned?
At the end of the lease, once the move-out inspection is settled; if the landlord makes no claim within a year, the bank can release it at the tenant’s request.